Life and Health Insurance
Smathers Insurance has dedicated Life and Health personnel in-house. We possess the training, expertise, and experience necessary to help you through the many forms and types of coverage to design a program best suited to your requirements.
Here are just some of the many Life/Health and Financial products we offer:
- Accident Insurance

- Cancer Insurance
- Dental
- Disability Insurance
- Health Insurance
- Health Savings Accounts
- Injury Insurance
- Life Insurance
- Long Term Care
- Medicare Advantage
- Medicare Supplements
for a quote click here
Group Benefits
- Health Insurance
- Life Insurance
- 401K Plans
- Individual Retirement Accounts
- Health Savings Accounts
for a Quote click here
Health Savings Account (HSA)

Effective January 1, 2004 our government has made high deductible health care with a tax-favored savings account available. The savings account is never taxed if used to pay for qualified medical expenses and it earns good interest in the meantime. The money that is not used is for your client to keep. Money that is withdrawn for other than medical expenses will incur taxes plus a penalty of 10%. Money that is not withdrawn from the HSA may remain in the account and be used as income after age 65.
Request a Quote for Health Insurance from Golden Rule Insurance Company by clicking on the picture below:
Travel Insurance
Smathers Insurance has a contract with Specialty Risk International to provide Travel and Medical Insurance for those individuals traveling outside of the United States or protection for visitors and immigrants. Click on the link below for a free online quote.
Instant Online Travel Insurance Quote
International Medical Group (IMG) is another company that we represent regarding Travel Insurance. To complete an application for Travel Insurance, click on the link below.
Select Dental Plan
A sensible solution to the High costs of Dentistry. Select
Dental Plan offers 2 (two) plans, a dental insurance
reimbursement plan and a separate nationwide dentist
network, for a reduced network rate. The 2 (two) plans
together provides you with a low out-of-pocket expense!
Rates: Individual $29.50 · Plus+One $55.50 ·
Family $79.50 per month
MultiFlex Dental Application
Smathers Insurance, Inc. is also affiliated with a wide variety of business and individual association programs that offer specialty insurance coverage.
For free information on Life/Health, please fill out the following information:

